Sending payment links from your Clover POS used to require a third-party invoicing system. With LumenPaid, you can generate a secure payment link in under two minutes — right from your existing Clover device — and collect payment from any customer, anywhere.
Why Clover Merchants Need Payment Links
Clover is the most popular POS system for small businesses in the United States. But out of the box, Clover is built for in-person, swipe-or-tap transactions. What happens when a customer calls in an order, wants to pay before pickup, or isn't physically in your store?
That's where payment links come in. A payment link is a unique, secure URL you send to a customer by text or email. They tap the link, enter their card details, and the payment lands directly in your Clover merchant account — no hardware, no card present, no awkward "can I call you back with payment?" conversations.
What You Need Before You Start
- An active Clover merchant account
- LumenPaid connected to your Clover account (takes about 2 minutes via OAuth)
- The customer's phone number or email address
LumenPaid uses Clover's official Ecommerce API to process payments. Money goes directly into your Clover merchant account — LumenPaid never holds your funds.
Step-by-Step: How to Send a Payment Link from Clover
- Open LumenPaid and log in with your Clover merchant credentials.
- Tap "New Invoice" and enter the payment amount and a brief description (e.g., "Deposit — Custom Order #142").
- Add your customer's name and their phone number or email address.
- Tap "Send Payment Link." LumenPaid generates a unique, encrypted checkout link and delivers it via email instantly — or copy the link to share it yourself.
- Your customer receives the link, taps it, and pays with card, Apple Pay, or Google Pay.
- You get a real-time notification when payment is confirmed. The funds settle into your Clover account on the normal Clover schedule.
Tips to Get Paid Faster
- Add a clear description to the invoice so customers know exactly what they're paying for.
- Set an expiry window (24–72 hours) to create gentle urgency without pressure.
- For repeat customers, LumenPaid pre-fills their details so you generate links in seconds.
- Copy the payment link from LumenPaid and share it through any channel you already use with your customer.
Clover Payment Links vs. Clover's Built-In Online Payments
Clover offers a basic online store and virtual terminal, but these require customers to navigate to a full checkout page, and they're not designed for one-click invoice collection. LumenPaid generates a direct payment link tied to a specific amount and customer — it's faster, more personal, and purpose-built for collecting individual invoices remotely.
Common Use Cases
- Restaurants accepting pre-orders or deposits for events
- Retail stores processing phone orders
- Service businesses collecting deposits before a job
- After-hours sales when staff aren't present
- Catering and event businesses invoicing clients remotely
Is LumenPaid safe to use with my Clover account?
Yes. LumenPaid connects to your Clover account via official OAuth — the same authentication method Clover uses for all approved partner apps. We never store your Clover credentials and never hold your funds.
Does my customer need to create an account to pay?
No. Customers click the payment link and pay directly — no account, no app, no login required. The experience is a simple, mobile-optimized checkout page.
What cards and payment methods are supported?
All major credit and debit cards (Visa, Mastercard, Amex, Discover) are supported. Customers can also pay with Apple Pay or Google Pay on compatible devices.